Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Hero Image
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Hermosa Beach
Carmen Beach | Puntarenas Province

The Beauty of

Estate Life

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Frederick Ruge
Frederick Ruge
Presented At
$2,450,000
Bedrooms
5
Bathrooms
6
Living
6,610
SQFT
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 1
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 2
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 3
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 4
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 5
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 6
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 7
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 8
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 9
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 10
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 11
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 12
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 13
Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 14
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Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. - Photo 25
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Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica. , Carmen Beach , Puntarenas Province

Boutique Beach Haven Santa Teresa

This exceptional property embodies the perfect harmony between audacity, modernity, and refined simplicity. Built in 2023 and meticulously conceived to deliver an unparalleled sense of comfort and well-being, it stands as one of the most distinctive hospitality assets in Santa Teresa.


With five spacious suites, each measuring approximately 50 m², every room reveals exquisite attention to detail. From soft cotton linens and viscoelastic mattresses to blackout blinds, curtains, and mosquito nets, every element has been selected to ensure optimal rest and relaxation. Each suite features a king-size bed, ensuite bathroom, and a cozy lounge area, blending functionality with tranquility.


The property unfolds across three levels:

  • Ground Floor (214 m²) – Common areas and select guest suites designed for seamless indoor-outdoor living.
  • Second Floor (200 m²) – Additional suites with elevated views and enhanced privacy.
  • Rooftop (200 m²) – A stunning open-air terrace offering a privileged setting for sunbathing by day and unforgettable dinners beneath the stars.


With the possibility of adding an additional 200 m² floor, the estate also offers outstanding expansion potential.


For those seeking to unwind, the saltwater pool provides a refreshing retreat amid the tropical surroundings. Ideally situated just a short walk from the beach, guests can easily reach the coastline—renowned for its spectacular sunsets—without the need for a vehicle.


Centrally located, the property ensures immediate access to Santa Teresa’s vibrant dining scene, boutique shops, and essential amenities, all while maintaining a serene and private atmosphere.


Property

Gallery

3D Street View Tour

Map showing Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica.

Property Location

Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica., Carmen Beach Puntarenas Province

Local Weather & Climate

Carmen Beach, Puntarenas Province

Current Conditions Updated recently
82 °F
Clear sky
Feels Like 87°F
Humidity 71%
Wind 7 mph
Visibility 6.2 mi
Sunrise 11:46 AM
Sunset 11:51 PM
5-Day Forecast
Wed 18 Mar
Clear
High 90°
Low 75°
Thu 19 Mar
Clouds
High 86°
Low 77°
Fri 20 Mar
Clouds
High 85°
Low 77°
Sat 21 Mar
Clear
High 87°
Low 76°
Sun 22 Mar
Clear
High 86°
Low 76°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Carmen Beach?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Carmen Beach. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $245,000,000 20% down ($49,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$21,053
$21,053/day
Your home may appreciate while you sleep
$147,774/week $640,356/mo $7,684,270/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$134.8M
vs
OWN 📈 +$191.2M
$191.2M Potential Equity
vs $134.8M lost to rent over 10 years
$49.0M Down Payment Growth
3.9x
10yr
$191.2M
8.1x
20yr
$395.9M
12.6x
30yr
$618.8M
Wealth Comparison
×1,473
Equivalent to 1,473 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $618.8M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $288.5M +18%
Market $333.6M +36%
Optimistic $385.0M +57%
$191.2M est. equity
20 Years
Conservative $339.8M +39%
Market $454.4M +85%
Optimistic $605.0M +147%
$395.9M est. equity
30 Years
Conservative $400.2M +63%
Market $618.8M +153%
Optimistic $950.8M +288%
$618.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Hermosa Beach, Santa Teresa, P, Carmen Beach, Puntarenas Province, Costa Rica features 5 bedrooms with 6,610 square feet of living space.
This property offers 6,610 square feet of living space.
This property is listed at $245,000,000, which equals $37065 per square foot.
Based on current market indicators, Carmen Beach shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Carmen Beach, Puntarenas Province. The property is situated in an established neighborhood with convenient access to local amenities and services.
Frederick Ruge

Frederick Ruge

Costa Rica Sotheby's International Realty

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